What Colombian banks actually charge

Average effective annual rates on home-purchase loans actually disbursed by supervised institutions — not advertised teaser rates. Published by the financial regulator; refreshed here on every release.

Two kinds of rate — never compare them directly. A peso rate is nominal: inflation is already inside it. A UVR rate is a real rate charged on a balance restated with inflation every month. That’s why they are separate tables below.

Pesos (COP) — nominal

avg EA, sorted low to high

No data for this period.

UVR — inflation-indexed

avg EA over UVR (real rate)

No data for this period.

Which of these would actually take you?

Most of these institutions never lend to foreign non-residents. Ten questions tell you which ones will consider you.

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